• Are Discharged Bankrupts
  
• Currently have bad credit but are
  not under Orderly Payment of Debt
  
• No established credit
• Cannot easily provide proof of income
  or Irregular income.
  
• Not long enough on the job.
• Are College Students, no cosigners required !
  

• 95 % Approval Rate
• Credit limits from $1,000 to $ 10,000
• 19.5 % rate on purchases
• 21.5 % rate on cash advances
• Minimum payment is
  greater of 3 % of balance or $10
• $ 39 One time set up cost
• $ 7.50 / month maintenance cost
• Earn 2 % on CDIC insured deposits
• Canadian Residents only
  (Quebec pending )
• Applications Faxed or e-mailed direct

Making any kind of  reservations,
internet purchases, renting cars & trailers,
emergencies, etc. usually requires a credit
card and many times is the only acceptable
method of payment. Credit cards are not 
just a luxury in this day and age, but 
a necessity !